The future of finance is message-driven, user-centric, and borderless. FacilPay is at the forefront of this transformation, combining intuitive chat interfaces with powerful AI and blockchain technology to enable seamless payments in crypto and fiat alike. Now, through its partnership with Naoris Protocol, FacilPay is exploring the next frontier of secure, intent-based finance, integrating decentralized, post-quantum-grade security into its long-term roadmap. Together, both teams are aligning around a shared mission: building a smarter, safer, and more inclusive financial future that connects Web3 to the unbanked and to the masses.

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Messaging Meets Money: A New Interface for Finance

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FacilPay stands apart as a message-centric Web3 platform that brings together chat, payments, and AI in one frictionless interface. Whether sending crypto or fiat, the process is as simple as texting a friend. Behind the scenes, FacilPay’s intelligent intent-based engine interprets user commands and executes complex Web3 operations without requiring any prior technical knowledge.

This radical simplification is key to onboarding the next billion users. From unbanked populations leveraging MoneyGram cash-outs to crypto-savvy users navigating multichain swaps, FacilPay bridges Web2 familiarity with Web3 capabilities through an interface everyone can understand.

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Why Security is Central to Financial Messaging

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Despite its intuitive design, FacilPay deals with an enormous range of sensitive transactions, from fiat transfers to staking, swapping, and NFT minting. Each message carries user intent, personal data, and financial value, making security a fundamental requirement for trust and adoption.

Recognizing this, FacilPay and Naoris Protocol have aligned strategically to explore new frameworks that embed advanced decentralized security into intent-based financial systems.

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Exploring Decentralized Security Through Naoris Protocol

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Naoris Protocol is pioneering decentralized cybersecurity infrastructure through its Sub-Zero Layer and Decentralized Proof of Security (dPoSec). These innovations are designed to provide post-quantum-grade protection for digital ecosystems, enabling real-time validation, secure intent verification, and AI-enhanced threat detection across distributed environments.

Through this partnership, FacilPay and Naoris Protocol are working together to explore how such infrastructure could strengthen message-centric financial systems in the near future. The goal is to assess how real-time validation, post-quantum secure signatures, and decentralized threat monitoring can redefine trust and resilience in a rapidly evolving digital economy.

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Building a Safer Future for the Next Billion Users

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FacilPay is not just innovating with technology, it is solving real-world problems at global scale. With fiat on-ramps and off-ramps across more than 182 countries, and access to a messaging user base that exceeds 3 billion people, its growth potential is immense.

As that growth accelerates, so do the security challenges. By aligning with Naoris Protocol, FacilPay is taking a proactive step toward preparing for a post-quantum future and ensuring that security innovation scales alongside adoption. Both teams share a commitment to:

• Protecting user privacy and transaction integrity
• Minimizing systemic risk as usage grows across diverse geographies
• Embedding cryptographic trust into every layer of digital interaction

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A Shared Vision for Trusted Digital Finance

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Naoris Protocol and FacilPay share a unified vision: that the next wave of global finance must be as secure as it is intuitive. This partnership reflects that belief, exploring ways to blend AI, messaging, and post-quantum security into a frictionless and trust-driven user experience.

With Naoris Protocol bringing advanced security innovation and FacilPay focusing on user-centric design, both teams are aligned toward creating a world where every digital interaction is verified, secure, and universally accessible.

About FacilPay

FacilPay is a message-centric, AI-powered Web3 platform that simplifies digital finance by integrating chat, crypto, and fiat payments into a single interface. Built with intent-driven blockchain architecture, it aims to make DeFi and messaging as easy as texting, while providing tools for global transfers, multichain interactions, and user-friendly crypto banking.

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About Naoris Protocol

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Naoris Protocol is revolutionizing cybersecurity and digital trust with the world’s first Decentralized Post-Quantum Infrastructure, operating at the Sub-Zero Layer, below layers L0 to L3 it secures blockchain transactions and Web3 & Web2 infrastructure, including DEXes, bridges, and validators, enterprise cloud and IoT networks. By transforming every device into a trusted validator node, our Post-Quantum infrastructure leverages the cutting-edge dPoSec consensus and Decentralized Swarm AI, to set a new standard in transparency, trust, and security, preparing Web3 and Web2 for a Post-Quantum future.

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Led by industry experts and cyber pioneers adding decades of experience who are committed to advancing the frontiers of cybersecurity and trust, here’s some of our trusted advisors;

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• David Holtzman: former CTO of IBM and architect of the DNS protocol
• Ahmed Réda Chami: Ambassador for Morocco to the EU. Former CEO Microsoft North Africa
• Mick Mulvaney: Former White House Chief of Staff
• Inge Kampenes: Former Chief of Norwegian Armed Forces & Chief of Cyber Defence adding decades of experience who are committed to advancing the frontiers of cybersecurity and trust.

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Want to learn more?

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Visit our Website or check out our White Papers

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